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DISCLAIMER:
All the data's herein my website are presentation coming  from different real estate developers for the purposes of announcing their latest projects. Whatever marketing promotioms, frebbies, enticing discounts, prices are subject to change without any specific date and notifications. Prices updated every now and then. Potential buyers can request anytime for there perusal.
Absolutely no contract constitute.



BUYERS REQUIREMENT TO BUY PHILIPPINES REAL ESTATE PROPERTY!


              An info for a foreigner or any buyers requirement to buy cebu real estate, house and lot cebu seller  requirements, documents needed to buy cebu real estate property!

PHILIPPINES REQUIREMENT TO PURCHASE ANY REAL ESTATE PROPERTIES:

Required Documents for Spot Cash

• Birth Certificate or Marriage Contract
• 2 Valid IDs
• Community Tax Certificate (Cedula) / Photocopy of Passport (all pages w/ entries)
• 4 pcs. 1 x 1 id pictures (husband and wife)

Required Documents for Deferred Cash (2 years to pay)

• Birth Certificate or Marriage Contract
• 2 Valid IDs
• Community Tax Certificate (Cedula) / Photocopy of Passport (all pages w/ entries)
• 4 pcs. 1 x 1 id pictures (husband and wife)
• Proof of Billing Address (Utility bills)
• Post dated checks

Required Documents for BANK Financing ( Be sure no default credit cards )
Overseas Contract Workers (OFWs)

• Original Certificate of Employment and Compensation w/ Consular Seal
• Photocopy of Contract of Employment
• Photocopy of Passport (all pages with entries)
• Proof of Remittances (latest 6 months)
• Pay Slips (latest 3 months)
• 2 Valid IDs
• Bank Statements (latest 6 months)
• Birth Certificate or Marriage Contract
• Community Tax Certificate (Cedula)
• 4 pcs. 1 x 1 id pictures (husband and wife)
• Proof of Billing Address (Utility bills)
• Post dated checks

Locally Employed

• Photocopy of Income Tax Return (ITR)
• Original and Notarized Certificate of Employment and Compensation (COEC)
• Pay Slips (latest 3 months)
• 2 Valid IDs
• Bank Statements (latest 6 months)
• Birth Certificate or Marriage Contract
• Community Tax Certificate (Cedula)
• 2 pcs. 1 x 1 id pictures (husband and wife)
• Proof of Billing Address (Utility bills)
• Post dated checks

Self-Employed (Business)

• Photocopy of Business Registration (DTI/SEC)
• Mayor’s Permit
• ITR for the last 2 years
• Original Audited Financial Statements for the last 2 years
• Franchise/OR/CR (for taxi, jeepney, bus operators)
• PTR (For practicing professionals)
• Company Profile (if applicable)
• Picture of Business Establishment
• Bank Statements (latest 6 months)
• Birth Certificate or Marriage Contract
• 2 Valid IDs
• Community Tax Certificate (Cedula)
• 2 pcs. 1 x 1 id pictures (husband and wife)
• Proof of Billing Address (Utility bills)
• Post dated checks

For PAG-IBIG Financing: plus 2 years membership or One time lump sum payment to avail
financing loan but without having default Pag-big loan or became a loan guarantor/co-maker.

Important Reminders:
If you are separated be sure to produce the spouse waiver of rights, otherwise you will be disapproved.
However if you can't produce the waiver from your spouse simply call me, maybe I can help you!

During RESERVATION PAYMENT simply bring the initial requirements as follow below:
   * Reservation Fee
   * 2 pcs. 1x1 Colored ID picture
   * Company ID / Government ID / Passport

How to qualify yourself if realy qualified to avail loan financing in terms of financial capacity to pay.
   * Your monthly ammortization will be multiplied by 3 in order to get the Bank/Pag-ibig required family
      monthly income.
   * If in some cases that you can not met the income requirements with your payslip alone. You can use your